Bajaj Finserv Health Insurance: Smart, Flexible & Customer-Centric Coverage for Every Need
When you’ve narrowed your health insurance choices and are ready to buy, it’s critical to choose a provider that delivers flexibility, affordability, and convenience. Bajaj Finserv Health Insurance checks all the boxes.
A part of the Bajaj Group — one of India’s most respected conglomerates — Bajaj Finserv offers curated health insurance solutions tailored to various needs. Whether you’re an individual, a family member, a senior citizen, or a corporate employee, Bajaj Finserv helps you compare, select, and buy the most suitable policy in a hassle-free way.
What Makes Bajaj Finserv Health Insurance Stand Out?
Unlike traditional health insurers, Bajaj Finserv acts as a comprehensive digital insurance marketplace, providing plans from India’s top insurers including Star Health, ICICI Lombard, Aditya Birla, Niva Bupa, Care Health, and more.
This model benefits customers in several ways:
✅ Plan comparisons across top insurers
✅ Personalized recommendations based on lifestyle and budget
✅ Quick, paperless application and claim support
✅ Access to wellness benefits via the Bajaj Finserv Health App
✅ EMI options to pay premiums
Key Features That Help Customers
🔍 1. Compare and Buy from Multiple Health Insurers
Bajaj Finserv offers health insurance products from over 20 insurers in India, giving customers the power to compare premiums, inclusions, exclusions, claim ratios, and more — all in one place.
Customers can evaluate:
Individual vs Family Floater Plans
Senior Citizen Health Plans
Critical Illness Cover
COVID-19 Coverage Plans
Top-up & Super Top-up Plans
This ensures that users are not stuck with a single insurer’s offering but can find what best matches their healthcare needs.
💡 2. Smart Filters for Tailored Recommendations
Users on the Bajaj Finserv platform can use intelligent filters to narrow plans based on:
Sum insured (₹1 lakh to ₹1 crore)
Policyholder’s age and medical history
Network hospital availability
Room rent limits
Pre- and post-hospitalization cover
Waiting period for pre-existing conditions
These filters make buying insurance less about guesswork and more about strategic decision-making.
💳 3. EMI Options for Insurance Premiums
One of the most user-friendly innovations from Bajaj Finserv is the Health Insurance on EMI feature.
Benefits include:
Split annual premiums into easy monthly payments
Zero-cost EMI on select plans
Access to higher sum insureds without burdening finances
Ideal for salaried individuals, freelancers, or families managing tight budgets
This feature makes even premium plans more accessible, helping customers stay protected without straining their finances.
Health Insurance Plans You Can Access via Bajaj Finserv
Through Bajaj Finserv, you can access plans from top insurers with proven service track records. Here’s a breakdown of some of the key providers you can explore:
⭐ Star Health Insurance
Plans that cover families, senior citizens, diabetes-specific conditions, maternity, and more. Fast claims and large hospital network.
🔗 Explore Star Health Plans
⭐ ICICI Lombard Health Insurance
Cashless network of 7000+ hospitals, strong digital claim support, and no-room rent capping in premium plans.
🔗 Check ICICI Lombard Options
⭐ Niva Bupa (Max Bupa)
Great for individual and family floaters with wellness benefits and unlimited reinstatement options.
⭐ Care Health Insurance
Top-rated critical illness and family floater plans with quick turnaround claims.
⭐ Aditya Birla Health Insurance
Fitness-focused insurance with daily health rewards and chronic care add-ons.
And many more — all available under one digital roof.
Bajaj Finserv Health App: The Extra Edge
When you buy a health insurance policy through Bajaj Finserv, you also get access to the Bajaj Finserv Health App, a value-packed digital healthcare companion.
Features that Add Value Post-Purchase:
🏥 Teleconsultations: Consult doctors across specialties via app
💊 Medicine Reminders and Prescriptions
🧘 Wellness Scores & Fitness Tracking
📂 Digital Health Records Storage
🧪 Lab Test Bookings with Discounts
🎁 Health Vouchers and Offers from Hospitals/Clinics
So even after purchasing the plan, you continue to receive support and care — making Bajaj Finserv a truly end-to-end health partner.
Hassle-Free Claims Assistance
Though claims are handled by respective insurance companies, Bajaj Finserv provides end-to-end support and tracking.
Their support team helps you with:
Filing cashless claim requests
Reimbursement submissions
Document uploads
Communication with the insurer
This is a major plus for customers who may not know how to navigate claim forms or medical paperwork.
Tax Benefits That Come With Every Plan
Just like with any health insurance policy in India, you’re entitled to tax benefits under Section 80D of the Income Tax Act:
Up to ₹25,000 deduction for self/spouse/children
₹50,000 additional for senior citizen parents
Overall savings up to ₹75,000–₹1,00,000 annually
This makes every rupee invested in a Bajaj Finserv health plan a dual benefit — protection + tax-saving.
Real-Life Use Cases: How Bajaj Finserv Helps
👨👩👧 Family of Four in Mumbai
Rakesh, a salaried IT professional, wanted a ₹15 lakh family floater policy but the upfront premium was ₹26,000. Through Bajaj Finserv, he bought an ICICI Lombard plan with zero-cost EMI, paying only ₹2,167/month.
👵 Senior Citizen in Pune
Mrs. Kulkarni, aged 65, used the filters to find a plan with minimal waiting period and high sum insured. She now enjoys peace of mind with a Star Health senior citizen plan with cashless hospitalization near her home.
👩💼 Entrepreneur in Hyderabad
Priya runs a bakery business. Through Bajaj Finserv, she bought an Aditya Birla plan for ₹20 lakh with wellness rewards, which she uses to get discounts on her nutritionist visits and medicine refills.
Who Should Consider Bajaj Finserv Health Insurance?
✅ Working professionals and families seeking plan flexibility
✅ Seniors looking for tailored senior citizen plans
✅ Budget-conscious buyers preferring EMI options
✅ Users who want all-in-one convenience — compare, buy, claim, consult
✅ Businesses wanting to offer insurance to employees through a simple channel
Final Verdict: Should You Buy Health Insurance via Bajaj Finserv?
Absolutely — if you value choice, transparency, support, and convenience, then Bajaj Finserv is one of the best platforms in India to secure your health coverage. Rather than navigating multiple websites or insurer portals, you can:
✅ Compare dozens of plans
✅ Get insurer-neutral suggestions
✅ Purchase via EMI
✅ Get post-purchase care via app
✅ Manage all your policies in one place
In the BoFu stage of your decision journey, this clarity, support, and flexibility can make all the difference.
✅ Take the Next Step
👉 Explore Bajaj Finserv Health Insurance Plans Now
Get the right protection at the right price — with smarter tools, trusted brands, and effortless claim support.