What types of health insurance plans does Acko offer?
When it comes to securing your health and your family’s future, choosing the right health insurance plan is critical. Acko Health Insurance, known for its digital-first approach and customer-friendly services, offers a wide range of IRDAI-approved health insurance plans tailored to meet the diverse needs of individuals, families, senior citizens, and more. Whether you’re looking for affordable coverage, high-value protection, or specialized plans for parents or elderly family members, Acko has something for everyone.
Let’s explore the various types of health insurance plans offered by Acko and how they cater to different healthcare needs and financial goals.
1. Acko Family Health Insurance Plan
The Acko Family Health Insurance Plan is ideal for those who want to protect their entire family under one policy. It covers medical expenses for all insured members, making it cost-effective and convenient. With comprehensive hospitalization coverage, cashless claims, and preventive health check-ups, this plan ensures your family receives quality healthcare without financial strain.
Highlights:
Covers all family members (spouse, children, parents)
Cashless treatment at network hospitals
No-claim bonus and wellness benefits
Affordable premium with extensive coverage
This plan is best suited for families looking for a hassle-free and budget-friendly way to manage healthcare expenses.
2. Acko 1 Crore Health Insurance Plan
For those who want high-value health insurance coverage, the Acko 1 Crore Health Insurance Plan is an excellent choice. This plan offers a sum insured of ₹1 crore, ensuring you’re prepared for major medical emergencies and high-cost treatments like surgeries, cancer care, or organ transplants.
Why Choose This Plan?
Suitable for high-income individuals or business owners
Covers hospitalization, day-care procedures, and post-hospitalization
No cap on room rent and ICU charges
Free annual health check-ups
With rising healthcare costs, this plan provides peace of mind and ensures that financial limitations don’t stand in the way of quality treatment.
3. Acko Individual Health Insurance Plan
If you’re a single working professional, a student, or someone looking for independent coverage, the Acko Individual Health Insurance Plan is designed for you. It provides robust coverage for hospitalization, diagnostics, pre- and post-hospitalization expenses, and more—all under your name.
Plan Benefits:
Personal medical coverage without dependency on others
Affordable premium tailored to your age and lifestyle
Digital-first claim process and policy management
Customizable add-ons like maternity or critical illness cover
This plan empowers individuals to take control of their health without relying on family plans or employer insurance.
4. Acko Senior Citizen Health Insurance Plan
As we age, medical needs become more frequent and sometimes more complex. The Acko Senior Citizen Health Insurance Plan is crafted especially for people above the age of 60, offering extensive coverage for age-related illnesses, frequent check-ups, and hospitalization.
Unique Features:
No mandatory pre-policy medical test in many cases
Covers age-related ailments like cataracts, joint replacements, and more
Access to a large network of hospitals for cashless treatment
Domiciliary care and home treatment benefits
If you’re planning for your post-retirement healthcare or need a policy for your elderly parents, this is the right plan.
5. Acko Parents Health Insurance Plan
Parents often neglect their own health while caring for others. The Acko Parents Health Insurance Plan is specifically curated to provide medical protection for aging parents. It covers various illnesses, medical tests, and surgeries that may arise due to old age.
What Makes It Special?
Tailored for middle-aged and elderly parents
Quick claims approval for hassle-free medical care
Tax benefits under Section 80D of the IT Act
Higher sum insured with affordable premiums
Protecting your parents is one of the best investments you can make—this plan makes it easy and reliable.
6. Acko Arogya Sanjeevani Health Insurance
The Acko Arogya Sanjeevani Health Insurance is a standard health insurance product mandated by IRDAI. It is perfect for first-time insurance buyers who want simple, standardized coverage without the complications of high-end features.
Plan Essentials:
Covers hospitalization expenses up to ₹5 lakhs
Day care procedures, AYUSH treatment, and ICU charges included
No hidden clauses or complex terms
Premiums start low and remain predictable
If you’re looking for entry-level, IRDAI-compliant health insurance, this plan is a great place to start.
7. Acko Cashless Health Insurance
Worried about arranging funds during a medical emergency? The Acko Cashless Health Insurance plan allows you to avail treatment without paying upfront at over 7,000+ network hospitals across India. The insurer settles the bill directly with the hospital, allowing you to focus on recovery, not finances.
Benefits Include:
Immediate access to cashless hospitalization
Pre-approved treatment at partner hospitals
No paperwork or claim hassles
Quick and easy digital intimation process
Perfect for families and individuals alike, this plan adds convenience during stressful medical situations.
Why Choose Acko for Your Health Insurance Needs?
IRDAI-Approved: All plans are regulated and certified for quality and compliance.
100% Digital Process: From policy purchase to claim settlement, Acko offers a seamless online experience.
Transparent Pricing: No hidden fees or charges; everything is clear upfront.
Flexible Plans: Choose from a wide range of options tailored to your needs.
Fast Claim Settlement: With a digital-first approach, Acko ensures quick and smooth claims processing.
Final Thoughts
Choosing the right health insurance plan can make all the difference during a medical crisis. Whether you need coverage for yourself, your parents, your children, or your entire family, Acko offers a diverse range of plans to match your healthcare needs and budget.
To explore all options in one place, visit Acko Health Insurance or browse more Health Insurance Plans on TechMedia.Today.